Thursday, November 26, 2015

Chapter 9 - Conclusion


Whatever the situation, there are answers! Remember that, because you’re not alone. The majority of Americans are in the same boat you are and were never taught how to handle credit cards. “Credit for everybody” has been the motto since 1950 when the first credit cards were born. Now it’s time to handle that credit card debt and not be stuck to it for the next 50 years. Believe it or not, that’s what it’ll take when making minimums.

If you made it this far, I’m proud of you. I know this book wasn’t like my other ones that were light and funny. I wanted you to have all the information, and in order to do that, there were a lot of technical things that I needed to go over. I tried where I could to give stories and make it a little more exciting, but more importantly, I wanted you to have all the data. Every single little bit. That way you’re fully prepared and ready to go.

Consumer’s need to know how to handle money, plain and simple. Whether it be to buy groceries, a pair of shoes, a new car or a house. Everybody uses money, even the bums on the street, for a jug of wine or a cup of coffee. Money is the thing that we use to get what we need and want. I know you understand this concept, but let’s look at this in a different way. Instead of feeling like you have to have money, you don’t have money, or always have attention on money, why not have your attention on something else. Like, being more productive, enjoying what you’re doing and being in control of your life. Here’s the reality of it, if you want to buy a loaf of bread, you have to give the grocery store $3.65, it’s a bunch of paper that you use to get what you want. Now, if you work and put in an eight hour day, your company will give you say, $150. for that day. Again, a bunch of paper that you get in exchange for working. So really, all money is, is a bunch of paper that you can use to exchange for stuff that you need and want. The more you do to make money the more money you’ll have, obviously. So instead of putting all your attention on money, try putting your attention on the things you do to make money. Realize that money comes as a result of your actions, so that’s where your attention should be paid. I hope that makes sense because believe it or not, if you have your attention on production and work, and not on the greenbacks, then maybe, just maybe, you’ll end up with more money at the end of the day and fewer problems in your life.

Okay, I hope I didn’t get to mushy on you, I want you to see how a shift in your point of view could make all the difference in the world.

If you’ve decided to settle your accounts, then follow the steps in this book and ask me lots of questions. Remember, in order to get anything done, you need to work at it. Take one step at a time, follow the examples and you’ll be debt free. In order to stay that way, I would highly recommend reading my first book, Money – Paper or Plastic, that way you’ll learn about a budget and how to use credit cards the right way if that’s the direction you want to go. Also, if you want more training on how to talk to creditors you can read my book, “Lose 100 pounds of debt weight.” This book gives you the insider secrets on bill collectors and how to handle them.

Now it’s time to get started if you have any questions, at all, email or call me, and I’ll answer them immediately. Go out into the world and concur it, let’s get moving!

The Debt Lady says, “Purr like a kitten, bark like a dog and pounce all over those nasty bill collectors.”